Worldwide Travel Insurance

Your trip, your way

Customise your single trip or annual plan with our varieties of extra benefits
From HKD 131 per trip

Go comprehensive full cover for a worry-free vacation

Here it is, the comprehensive travel insurance for your long-awaited vacation. Don’t let anything interrupt your deserved pleasant holiday - our travel insurance arms you better for the unexpected!

Worldwide Smooth Travel Protection offers various extra benefits extensions for your selection. Whether you’re on the go for your next sports adventure or pre-wedding photo shooting, we’ve got you covered.

We safeguard your road trip adventure
We cover the excess you'll need to pay if rented car is stolen or damaged while parked, coverage extends to motor home, ensuring an enjoyable journey#
Suspended? Stranded? We have your back
If you missed the transportation or pre-paid, non-refundable activities due to covered reasons, we will cover your loss
Keep you accompanied - even after you’re back
Our travel insurance covers your follow-up consultations until 90 days back to Hong Kong
Budget plan for families
Our family plan can save you more. Remember to check the box ‘family plan’ to enjoy the deal!
We keep an eye on your belongings
Lost or damaged your valuables? Relax. We cover personal luggage, bags, money and travel documents - your laptop and smartphone# are also safe
Extensions to keep up with your plan
Whether you’re on a sports adventure or pre-wedding photoshoot, we have compatible extension for your best flexibility

Special occasions?

Are you taking this trip for a special purpose? Our extra benefits can cover a range of scenarios, so you can explore the world with extra peace of mind.

Our extra benefits cover water sports, winter sports, amateur sports competitions and overseas pre-wedding photoshoot/ wedding trips.

Benefit summary

Lite
Emergency Medical Evacuation and/or Repatriation
HKD1,000,000
Medical Expenses Benefit
HKD500,000
Trip Cancellation or Interruption
HKD25,000
Loss of or Damage to Personal Baggage
HKD8,000
Personal Liability
HKD1,000,000
Plus
Emergency Medical Evacuation and/or Repatriation
HKD2,000,000
Medical Expenses Benefit
HKD1,100,000
Trip Cancellation or Interruption
HKD50,000
Loss of or Damage to Personal Baggage
HKD20,000
Personal Liability
HKD2,000,000
Lite
Plus
Emergency Medical Evacuation and/or Repatriation
HKD2,000,000
Medical Expenses Benefit
HKD1,100,000
Trip Cancellation or Interruption
HKD50,000
Loss of or Damage to Personal Baggage
HKD20,000
Personal Liability
HKD2,000,000
Extra Benefits Item
The is intended as a general summary only. Please refer to the relevant Terms and Conditions and Benefit Schedule for more details.

Product documents

For details on our Benefits, refer to the documents below:
Terms and Conditions
Free COVID-19 Extension
Benefit Schedule

For details on our Extra Benefits, refer to the documents below:
Winter Sports Extra Benefit
Water Sports Extra Benefit
Pre-wedding Photoshoot and Wedding Extra Benefit
Amateur Competition Extra Benefit

Free COVID-19 Extension


Avo Worldwide Smooth Travel Protection now includes ‘Free COVID-19 Extension’. With the extensive COVID-19 medical coverage, you might travel around the globe with peace of mind

Case study

Orange is a fervent traveller. As the travel restriction measures was relaxed, he departed immediately for his favourite food, shops and events.

Before his departure, he had purchased a travel protection plan from Avo for his peace of mind.

Delayed transport

A T10 typhoon hit Hong Kong and Orange’s flight was delayed. Luckily with the travel protection, he could compensate for part of his loss.

Trip cut short

Orange had to cut his trip short because of a sudden black travel alert. Fortunately, he was insured so he could get compensation.

Being adventurous

Orange also signed up for a last-minute hot balloon trip. He knew his Avo plan covered it all so he could explore a little more.

Pets? Secured

Orange’s doggy needed to spend another night in the pet hotel after the flight cancellation to Hong Kong. With Avo Travel Protection, he could save some extra costs.

One family, one plan

Orange wanted to bring his family with him next time. He noticed that Avo offers the family plan, which means he can enjoy a lower price for the whole family's coverage!

Stay protected for longer

Are you a globetrotter? We have a better deal for you. With the Annual Plan, you can go worry-free and save time by getting a new one whenever you want to fly.
#For Plus Plan only

Important stuff

  • We can cover your leisure travels and business trips (so long as it’s an office job).
  • The maximum age covered is 80 years old.
  • Your trip must depart from and return to Hong Kong.
  • For annual travel policy, you cannot change, add or remove Insured Person(s) during the insurance period.
  • If you are the applicant, you must (a) be 18 years old or above and hold a valid HKID on the date of application (b) obtain consent / instruction from the insured person(s) and provide us with the correct personal information to purchase this insurance on his/her/their behalf.
  • The insured person(s) must hold a valid HKID.
  • For single trip policy, no premium refund including premium levy will be arranged for policy cancellation.
  • Premium rate quoted has included the premium levy as required by the Insurance Authority. For more details, click here.
  • The above information is for reference only and does not constitute any contract between you and Avo. Please read the Terms and Conditions for details.

FAQs

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The above information is for reference only. Please read the Terms and Conditions for details.
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